In India, women of the house are considered as Laxmi. They are always ahead in terms of savings. They save something from every small expenditure for the future. You can invest these savings in different places and create a large amount.
We have given the options of all safe investment schemes below. This means that you will get guaranteed returns in these schemes. Let us quickly know about them.
Best schemes for women
Mahila Samman Saving Certificate
This scheme is completely safe. You can invest in this scheme through the post office. Under this scheme, a 7.5 percent return is available. You can start investing in this scheme with just Rs 1000. A maximum of Rs 2 lakh can be invested in this scheme.
Only 40 percent of the money can be withdrawn after completion of one year in the scheme.
Subhadra Yojana
This scheme is especially for women living in Odisha. Under this scheme, financial help is provided to the women of Odisha. Women between 21 and 60 years can apply for this. Under the scheme, 50 thousand rupees are given over 5 years.
NSIGSE
NCIGSE can prove to be a great option for school girls. Under this scheme, financial help is given to the girl students studying in school. This is especially for Scheduled Tribes and Scheduled Castes. Under this, financial help of Rs 3000 is given.
Sukanya Samriddhi Yojana
This scheme is a part of Beti Bachao Beti Padhao. Under this scheme, an 8.2 percent return is given. On the other hand, if you use the old tax regime while paying tax, then you get the benefit of tax under section 80C.
You can start this scheme with Rs 250.
PPF
You can invest in PPF for a long time. In this, your money is deposited for at least 15 years. You can withdraw money from PPF in installments over a period of 5-5 years, but the full amount is available only after 15 years.
If you want to invest for a long time, then PPF is a great option.
Disclaimer: This content has been sourced and edited from Dainik Jagran. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
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